About Rich Bolt

Rich Bolt brings over 25 years of dedicated experience in the mortgage and lending industry, beginning his career in March 1997. Over the years, he has become a trusted resource for homebuyers and homeowners alike, known for helping individuals and families achieve their dreams of homeownership with clarity and confidence.

Currently serving as a Mortgage Loan Originator (NMLS# 222703) at Cornerstone First Mortgage (NMLS# 173855), Rich continues to focus on what he does best—providing expert guidance on FHA and Conventional home purchase and refinance loans, including renovation financing. While previously licensed as a Mortgage Banker and Mortgage Broker at his former company, Rich transitioned to an MLO role at Cornerstone to align with the company’s licensing structure and national reach.

Rich’s commitment to excellence has earned him the prestigious Five Star Mortgage Professional Award an impressive 11 times—every year for the past decade. His clients value his depth of industry knowledge, straightforward communication, and unwavering dedication to getting the job done right.

A proud graduate of Rider University with a Bachelor of Science in Finance, Rich also studied at Raritan Valley Community College. His academic foundation in finance complements his practical, solutions-based approach to mortgage lending.

Rich lives in Somerset County, NJ, with his wife, two teenagers—a 17-year-old daughter and a 16-year-old son—and a lively household of pets that includes three dogs and several cats. A passionate animal advocate, Rich and his family actively volunteer and foster animals through a local rescue group.

When he's not helping clients, Rich enjoys cheering on the New York Mets and New York Giants and spending time with his family. His commitment to clients, community, and family is the heart of what makes him a standout professional in the mortgage industry.